National Health Insurance In America Part 1

>Back in the office the following week, one of the
Over 40 Million Americans Have No Health Insurance.women whose job it is to deal with insurance
A Single-Payor Plan Would Remedy This Health Carequestions, solved the dilemma and the supplies are
Crisis. This Article Explains How. President Clinton didnow paid for. The child's mother had receipts, and
not and now President Bush will not address healththe HMO reimbursed her from the time of the car
care reform in a way that deviates even slightlyaccident.
from the HMO and Managed Care Industries thatI wondered why the insurance company did not
have given large sums of money to both campaignsautomatically pay for these services? If I had not
to keep them quiet. Thus these special interestshelped stage an elaborate fund raising event and had
maintain the status quo of the for profit healthdinner with the boy's grandmother, this revelation
insurance corporations that have taken over themay not have surfaced. A Universal Single Payer
health care system in America.health care plan would make it possible for all people
Every day, approximately 100,000 people lose healthto get the services they need and free up doctors
insurance coverage in the United States. Overand nurses to give the care that people deserve, plus
forty-four million Americans do not have healthfulfill all of the reasons doctors and nurses entered
insurance at all. The people who have HMO's as theirtheir respective professions to begin with: to be of
only choice of insurance routinely face rejection ofservice, to help other people and to bring healing to
payment when serious health problems arise. Thepatients and their families.
doctors employed by HMO's make decisions about aPhysicians for a National Health Program in America
person's health without laying hands on the patient.have devised the following plan for implementation.
They do not examine, listen to or have any contactFor more information, please access
with the patient about whom life and death decisionsNational Health Insurance, if implemented, would
are made regarding their health.minimize any disruption to the current health system
This is a human rights abuse in a civil society such asbecause health care delivery mechanisms would
ours, or any other society, for that matter.remain in place while only the financing mechanism
There are over 1500 insurance companies in Americachanged. Single Payer National Health Insurance would
with different rules of what services will or will not beresolve virtually all of the major problems facing
funded. Our facility has hired two people just toAmerica's health care system, today.
handle the health insurance questions that arise everySingle Payer Insurance is defined as a single
day. They often have a frustrated and perplexedgovernment fund with each state which pays
look in their eyes as they undertake to find solutionshospitals, physicians and other health care providers,
to problems, and then have to contact a facelessthus replacing the current multi-payer system of
bureaucratic entity about whether or not a serviceprivate insurance companies and other plans.
will be paid for.It would provide coverage for the forty-four million
Health care providers must also take the time topeople who are uninsured.
speak to these people, to convince them to pay forIt would eliminate the financial threat and impaired
proposed services. Letters must be written toaccess to care for tens of millions who do not have
convince the HMO/Managed Care bureaucrats tocoverage and are unable to afford the out-of-pocket
take a second look at what needs to be done forexpenses because of deficiencies in their insurance
patients, to ensure good quality medical care.plans.
Health care workers have accepted the unacceptableIt would return to the patient free choice of health
and do not seem to know the way out of thecare provider and hospitals, not the choice that only
quagmire.the restrictive health plans allow.
I once helped to raise $3,000.It would relieve businesses of the administrative
00 for a seven year old patient who was in anhassle and expense of maintaining a health benefits
automobile accident, and suffered a lower spinal cordprogram.
injury. He is paralyzed from the waist down. TheIt would remove from the health care equation the
proposed goal for the fund raiser was to buy amiddleman-the managed care industry-that has
handicapped accessible van. Since these vans costbroken the traditional doctor-patient relationship, while
anywhere from $15-30,000.diverting outrageous amounts of patient care dollars
00 dollars, the family bought a computer, instead,to their own coffers.
enrolled the boy in a study offered online by theIt would control health care inflation through
Shreiner's Hospital in Philadelphia for spinal cord injuredconstructive mechanisms of cost containment that
patients.improve allocation of our health care resources,
At the fund raising dinner, I sat with the patient'srather than controlling costs through an impersonal
grandmother. She told me she wanted the money tobusiness ethic that robs patients of care so as to
be put in a trust fund to pay for the child's catheterincrease profits for the privileged few.
supplies, diapers and medicine that the Managed CareSingle Payer Universal Health Care would provide
Insurance company would not pay for.access to high quality care for everyone at
"Wait a minute," I said. "You mean you are paying foraffordable prices. This would be beneficial for
all of the supplies out of pocket without insuranceindividual business as well as the government.
reimbursement?""Yes," she said.So why don't we have a National Single Payer Plan?